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If you are a first-time homebuyer in the market for a new home in the Fort Worth area, you may be able to take advantage of the city's Homebuyer Assistance Program (HAP). HAP offers first-time homebuyers who meet certain income requirements to receive a subsidy to offset the cost of the home and help with closing costs.
To be eligible for the program, you must be the principal resident of the home and earn less than 80 percent of Fort Worth-area median income as established by the federal Department of Housing and Urban Development (HUD). The mortgage assistance subsidy is $14,999, of which $3,000 can be put toward closing costs or a down payment.